Coastal Flood Insurance Information
If you own a home on the coast of North Carolina, or if you are planning to buy or build a new home, you are
probably aware of the risk of damage from hurricanes, tropical storms, and nor’easters. To protect homeowners
and mortgage lenders from financial loss caused by such damaging storms, the National Flood Insurance Program
(NFIP) makes flood insurance available in participating communities. This fact sheet provides answers to
questions about how flood insurance premiums are determined and how they are affected when flood maps are
Below are several web sites where buyers and sellers can find information pertinent to building and/or flooding in North Carolina.